Social Security Made ABCD-easy
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Why Social Security Made ABCD - easy?

Who we are...


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Juliann was born and raised in Chicago and has been in the insurance industry for the past twelve years and has enjoyed meeting new people through her work. "Service Above Self" is the professional approach that Juliann extends to her clients.  "I believe that my clients should receive the latest financial and economic information in today's market to help them in their decisions," she says.

By consistent communication and personal interaction, Juliann provides the products and services that help assure her clients' financial security. She specializes in  Medicare Supplements, RX Plans, Life Insurance, Annuities, Long Term Care, Disability Insurance, Retirement Planning, Business and Health Insurance.​

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Erik was born and raised in Minnesota and joined the Futurity First Team in 2015.

Erik specializes in the senior market, advising clients on their concerns for healthcare, long term care, legacy planning, wealth transfer, and retirement planning.  Working with over 60 companies to meet those needs, Erik can provide unbiased recommendations based on his clients' needs.

Erik resides in Elgin with his wife, Juliann, son Gavin, and daughter Kaila.


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Danny is a lifelong resident of Rockford, Illinois and has been married to his wife, Jeannie, for over 40 years. Together they have two children, Chris and Jennifer, and four grandchildren Emma, Charlie, Gracie, and Gabriella. Danny loves to travel and enjoys motor homing. He is also a private pilot and loves music.

In 1981 Danny was introduced to the tanning industry and for the next 30 years grew his tanning business to 9 locations and employed over 50 employees.  In 2006 he started selling off his stores in preparation for semi-retirement.  In 2010 Danny retired from the tanning industry to start his Insurance career.  He is currently a licensed producer in both Illinois and Wisconsin.

Danny is a people person and loves making a positive impact on people's lives, making their lives better by giving them a solid, moral, peace of mind knowing that he has done everything with their best interest in mind.  ​

Futurity First Insurance Group; Juliann Dybvik, Erik Dybvik, and Danny Gilley
are not affiliated with any government agency, including, but not limited to the Social Security Administration.
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